Bankruptcy and other Consumer Protection Laws were created to protect you

What is Chapter 12 Bankruptcy?

Chapter 12 bankruptcy is another type of reorganization bankruptcy and is almost identical to the Chapter 13. But to be eligible for Chapter 12 bankruptcy, at least 50% of your debts must arise from the operation of a family farm. Chapter 12 bankruptcy has higher debt ceilings to accommodate the large debts that may come with operating a farm, and it offers the debtor more power to eliminate certain types of liens. Very few people use Chapter 12 bankruptcy; if you are considering Chapter 12 bankruptcy, you should consult with an experienced lawyer who is an expert in Chapter 12 cases.

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