Bankruptcy and other Consumer Protection Laws were created to protect you

Bankruptcy Pre-Planning

I cannot stress enough how important it is to see me early on, when you realize that you have more money going out than you have coming into your household or when you have a creditor that is beginning to threaten lawsuits, garnishment, repossession, foreclosure, etc.

The earlier we talk – the more options you will have available to you. Maybe bankruptcy is in the future, maybe it is not. But the longer you wait to discuss these issues, the more likely bankruptcy will become your only option.

Bankruptcy can be extremely beneficial to you. Of course, it’s not something that anyone needs to file unless it is the best option for your situation, but I don’t want to undercut the possible benefits of it either. It is simply a part of our consumer protection laws (an extremely strong part) and is a financial tool that is used by many individuals, couples, and companies. It’s not what it used to be.

If you think bankruptcy might be on the table – now or in the future – there are 12 things you need to know now. Click here to take a quick look at this list.

No matter what financial hardship you are facing, you need a plan. You don’t need to start taking random actions. You need solid legal advice – and that’s where I come in.

There is no obligation. Let’s talk – lay out a plan and strategy that is tailored to your issues specifically that will protect you, your family, your income, and your property. Let’s create a timeline to go with this plan so that you know exactly what needs to occur and when. When the time is right, we will take action. After we solve your financial difficulty, whatever it may be, we will then repair and rebuild your credit.

Call me at 601-948-4450 or shoot me an email at

Why go through one more sleepless night not knowing what to do?

Client Reviews
My attorney was very knowledgeable and kept me updated along the process. I would recommend them highly. Teresa Mitchell
We have nothing but praise for the Coxwell Attorneys! They were a comfort in a time of stress. They explained our options and once we decided our path, they guided us through each step (explaining and re-assuring us along the way). We highly recommend Coxwell Attorneys! Thad & Janet Brumfield
Things are looking better for us already this year. You provided us with great service and you sure know what you’re doing. Mr. & Mrs. J.B.
Thank you again for everything you did, including the fact that you took the time to check up on me after all was done. I really appreciate that. D.W.
We received our discharge and decree on yesterday. Thank you, and thanks to Joanie, for your very professional, personable, and courteous service. M & M H.