NACA - National Association of Consumer Advocates
American Bankruptcy Institute
MAJ - Mississippi Association for Justice
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Criminal Restitution

Did you know that if you are struggling to pay back money that relates to criminal restitution, you can file a Chapter 13 bankruptcy and spread out the debt over a 5 yr period, which is often much longer than the court established in your criminal case?

For example, if you have been ordered to repay $5,000 and were given 2 yrs to do so, your monthly note would be approximately $208. If you filed a Chapter 13 bankruptcy with a 5 yr Plan, your monthly note would be reduced to approximately $84.

There are many other types of debt that stem from criminal/civil action. It’s important to remember that bankruptcy may be able to provide some relief based on exactly what type of fees, fines, restitution, penalties, settlement, etc that you owe.

It’s important to have the documents that lay out your obligations with you when you consult with me. We will take a look at what you owe and exactly what relief a bankruptcy can offer you.

Client Reviews
My attorney was very knowledgeable and kept me updated along the process. I would recommend them highly. Teresa Mitchell
We have nothing but praise for the Coxwell Attorneys! They were a comfort in a time of stress. They explained our options and once we decided our path, they guided us through each step (explaining and re-assuring us along the way). We highly recommend Coxwell Attorneys! Thad & Janet Brumfield
Things are looking better for us already this year. You provided us with great service and you sure know what you’re doing. Mr. & Mrs. J.B.
Thank you again for everything you did, including the fact that you took the time to check up on me after all was done. I really appreciate that. D.W.
We received our discharge and decree on yesterday. Thank you, and thanks to Joanie, for your very professional, personable, and courteous service. M & M H.