Bankruptcy and other Consumer Protection Laws were created to protect you

American Dream Homeownership

American Dream Homeownership
Remember when...

Remember when our grandparents were starting out? People worked and saved to pay cash for a home. If there was a loan involved, it was with the local banker who held the deed and worked with a struggling homeowner because the bank also had a stake in the loan’s success. Foreclosure was truly a last resort. Banks lost money – family lost their home – nobody profited. Modifications were ironed out face to face between the homeowner and their banker.

Black Family
…people paid cash
for their homes?

The American Dream – work hard, buy a home, and raise a family.

For a little background on how the American Dream of owning a home has virtually become a nightmare, click here to read my discussion regarding what changed in the last 15 yrs and how mortgage servicers and investors have diced up your property.

*Other foreclosure information available on the following site sub-pages:

Understanding the Foreclosure Process in Mississippi

Avoid Foreclosure Rescue Scams

Bank Foreclosure Secrets

How to Fight Foreclosure in Mississippi

How to Stop Foreclosure in Mississippi

Loan Modifications & Forbearance

Client Reviews
My attorney was very knowledgeable and kept me updated along the process. I would recommend them highly. Teresa Mitchell
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Things are looking better for us already this year. You provided us with great service and you sure know what you’re doing. Mr. & Mrs. J.B.
Thank you again for everything you did, including the fact that you took the time to check up on me after all was done. I really appreciate that. D.W.
We received our discharge and decree on yesterday. Thank you, and thanks to Joanie, for your very professional, personable, and courteous service. M & M H.