Step 4 - Filing
When you met with Mr. Coxwell (Step 3 - Consultation), he will explain the first counseling required by the court that must be completed prior to filing. You can do this either over the phone or online. If you have not done this yet, be sure to do this before you come in to file your case. This first course takes about 30-45 min to complete. We must file your certificate of completion with your case.
Go here to complete the Pre-Filing First Counseling Course: First Course
Use attorney code 147286d so that your certificate of completion will be sent automatically to Mr. Coxwell.
To file your case, you will meet with Mr. Coxwell (Step 4 - Filing) to review your bankruptcy petition papers, sign, and date the necessary forms. Your case is electronically filed within the hour. Filing puts you, your family, and your property under the protection of the court.
You will then be required to attend the “341 hearing”. This date will be set by the court approximately 4-6 weeks following the filing of your bankruptcy case. Mr. Coxwell will be at that meeting with you. This meeting normally lasts around 5 minutes. You will meet the Trustee assigned to your case, present proper ID, and answer a few basic questions. You will need to arrive one-half hour early so you can watch a few cases before your turn comes up. Mr. Coxwell will call you the day before to remind you and to answer any other questions you may have prior to attending this hearing with him.
When we met to file your case, Mr. Coxwell will explain the final counseling course required by the court. If you have not completed this course yet, then sometime between when we filed your case and before you attend the 341 hearing, you will need to complete the second and final counseling course. This course has a required time limit of approx. 2 hours, so take your time going through this if you complete the course online. If you choose to complete this course over the phone with a counselor, then they will set the pace to meet all time requirements.
Go here to complete the Post-Filing Second Counseling Course: Second Course
Use attorney code 147286d so that your certificate of completion will be sent automatically to Mr Coxwell.
We will provide valuable credit rebuilding instructions to you written by Mr. Coxwell, free of charge, after the 341 hearing. This will give you the information you need to get your credit restored and renewed. We encourage you to take advantage of this valuable information. It is available only to our clients and will jump start your efforts to rebuild your credit.Get Started
If you’re ready to get started, you can fill out the Contact Us form on this page and we will give you a call, or feel free to give us a call at (601) 948-4450.